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State Farm® Insurance Agent

Randy Loyd

Randolph Loyd Ins Agency Inc

(201) 825-2100
260 East Main Street
Ramsey, NJ 07446-1904

Next to Ramsey High School

Profile photo of a State Farm Agent named: Randy Loyd

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


260 East Main Street
Ramsey, NJ 07446-1904


English, Spanish

'Tis the season to protect what matters most!

Spring will soon be upon us! As you begin to think about Spring cleaning, it would be a good idea to take stock of the inventory in your home and schedule a review of all of your insurance policies. We're here to help, so call, click or walk in- we're looking forward to hearing from you!

We will continue our practice of having comprehensive conversations to make sure we are providing you the right policies for your budget.

Welcome to the Randy Loyd State Farm Agency. We serve the entire states of New Jersey and New York. Additionally, our office handles relocation's to Orange, Westchester, Rockland Counties and the 5 Boros. Our many products include auto, home, life and business insurance as well as car financing and other financial services.

Our team is anxious to service all of your insurance needs. We are anxious to hear from you! The most enjoyable part of our day is when we help make insurance easy to understand and easy to budget.

We take our time to help you understand insurance coverage's and develop a program that meets your needs and budget. I love meeting with people face to face, getting to know them and building relationships.

This year will begin my 41st year with State Farm. I'm proud of that accomplishment and I look forward to continuing to provide "Good Neighbor" service to all of my policyholders in the years to come..

So stop in, click in or call in. We're available any way you would like to contact us. We look forward to hearing from you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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By asking questions, we find out what is important to you. We are personally accountable for ensuring that our recommendations are in the customers greatest interest. It is our goal to know each customer personally and provide a warm, friendly atmosphere to conduct business. Simply stated, we're here to help you're life get and stay on track.


Suzanne Clinton

Office Manager

Suzanne celebrated her 11th anniversary with our agency in December 2023 . She is our Office Manager as well as our Insurance Account Representative and treats every State Farm customer as if they were family. Suzanne loves getting to know her customers so she can make sure all of their insurance and financial needs are taken care of. As a Ramsey native for 30 years, she raised her family here and enjoys being a part of such a wonderful community.

Megan Jankowski State Farm Agent Team Member

Megan Jankowski

Customer Relations Representative

Megan joined our team in 2019 with over 15 years of prior customer service experience and 10 years of prior experience in the financial services industry. She is one of our Customer Relations Representatives and greets every State Farm customer with a smile when visiting our office. Megan is passionate about helping you be prepared for the unexpected and succeed financially. As a neighbor to Ramsey, Megan has lived in Mahwah for over 20 years and loves living in this area.
Maria Calix State Farm Agent Team Member

Maria Calix


Ann Zlotkin

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.