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Homeowners Insurance in and around Ramsey

Would you like to create a personalized homeowners quote?

There’s No Place Like Home

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance protects more than just your home's structure. It protects both your home and the things inside it. In case of a fire or a tornado, you might have damage to some of your belongings on top of damage to the actual house. If your belongings are not insured, you may struggle to replace all of the things you lost. Some of your valuables can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Protect what's important from unplanned events.

Help protect your home with the right insurance for you.

Protect Your Home Sweet Home

Great coverage like this is why Ramsey homeowners choose State Farm insurance. State Farm Agent Randy Loyd can offer coverage options for the level of coverage you have in mind. If troubles like sewer backups, identity theft or wind and hail damage find you, Agent Randy Loyd can be there to help you file your claim.

Ramsey, NJ, it's time to open the door to great coverage. State Farm agent Randy Loyd is here to assist you in creating your plan. Visit today!

Have More Questions About Homeowners Insurance?

Call Randy at (201) 825-2100 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to protect a vacant house after moving

If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.

How to clean gutters and downspouts safely

Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Profile photo of a State Farm Agent named: Randy Loyd

Randy Loyd

State Farm® Insurance Agent
Office Address:
145 N. Franklin Tpke
Unit 333
Ramsey, NJ 07446
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Randy Loyd

Randy Loyd

State Farm® Insurance Agent
Office Address:
145 N. Franklin Tpke
Unit 333
Ramsey, NJ 07446
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

How to protect a vacant house after moving

If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.

How to clean gutters and downspouts safely

Regular gutter cleaning may help you avoid expensive repairs to your home and yard. Learn how to clean gutters safely.

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.