Homeowners Insurance in and around Ramsey
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

Would you like to create a personalized homeowners quote?
With State Farm's Insurance, You Are Home
No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and the things inside it. In case of a fire or vandalism, you may have damage to some of your belongings in addition to damage to the structure itself. If your belongings are not insured, you won't get any money to replace your things. Some of the things you own can be insured against damage or theft outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.
A good neighbor helps you insure your home with State Farm.
Give your home an extra layer of protection with State Farm home insurance.

State Farm Can Cover Your Home, Too
Navigating the unexpected is made easy with State Farm. Here you can build the right plan or file a claim with the help of agent Randy Loyd. Randy Loyd will make sure you get the personalized, excellent care that you and your home needs.
Ramsey, NJ, it's time to open the door to reliable coverage. State Farm agent Randy Loyd is here to assist you in creating your plan. Contact today!
Have More Questions About Homeowners Insurance?
Call Randy at (201) 825-2100 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
How to be a good neighbor
How to be a good neighbor
What's OK to share — and what might lead to neighbor disagreements? Read on for ideas to avoid property line disputes, build bonds and maintain community.

Simple Insights®
Fixed rate mortgage vs. adjustable rate mortgage
Fixed rate mortgage vs. adjustable rate mortgage
Learn the differences between a fixed rate mortgage vs an adjustable rate mortgage in order to make your decision.
How to be a good neighbor
How to be a good neighbor
What's OK to share — and what might lead to neighbor disagreements? Read on for ideas to avoid property line disputes, build bonds and maintain community.